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Golden Gate Estates Homes for Sale in Naples Florida | Estate Sized Lots For Sale
Those that desire acreage with a Naples address Gold Gate Estates provides the solution. 
Naples Golden Gate Estates offers lots from 1.14 to 5 acre estates

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        Check Out These Condominiums for Sale in Naples Florida !
Condos in Naples Florida UNDER $150,000                                              Condos for Sale in Naples Florida  $150,000 - $175,000  
Condos for Sale in Naples Florida $175,000 - $200,000                                      Condos for Sale in Naples $200,000 to $250,000   
Naples Florida Condos for Sale $250,000 - $300,000                               Condominiums in Naples Florida $300,000 TO 375,000   
Condominiums in Naples FL $450,000 TO $500,000                                                Naples Condos for Sale $500,000 to $600,000
Condos in Naples FL for Sale $600,000 to $700,000                                  Naples Florida Condos for Sale  $700,000 to $850,000  
Naples Florida Condos for Sale $850,000 to $1,000,000                      Naples Florida Luxury Condos  $1,000,000 to $1,500,000  
Luxuriy Condos for Sale in Naples $1,500,000 to $3,000,000              Naples Florida Luxury Condominiums $3,000,000 and up

Naples FL. Golf & Country Club Communities 15 Naples "Bundled Golf" Communities
  Golf Included Opportunity *golf included with home purchase 

Luxurious Naples Florida Homes For Sale

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Experience the magnificent beauty of Naples Florida once and you will want to stay forever. Naples is the most beautiful city with the greatest selection of homes and lifestyles - anywhere !

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PLUS- See the Fantastic New Naples Area Active Senior Community... 

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 How Much Have Recent Changes in the Real estate Market  Affected Your Home's Value ?
DO NOT buy or sell a Naples Home Without Knowing the Current Market Value

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Call or Text 239-571-4416 to get a current market evaluation of any Naples home from an agent with over 17 years of Naples Real Estate experience - a full time resident of Naples fully aware of current property values - OR- just click for an over-the-net valuation  Absolutely FREE with NO OBLIGATION.     

Buying a Naples Home is a dream for many people. Naples sub-tropical climate and miles of lovely beaches make it easy to daydream about a Naples home with palm trees and sparkling water.  A dream home in Naples has become a reality for more than 410,000 discerning individuals.  If you're wondering how discover your dream home with the Lifestyle You Deserve in Naples Florida-  We can help you navigate the home buying process - from selecting your “right Naples home” to understanding the required documents - saving you time and money when you buy a Naples home.   Help Me Find my "Right Naples Home"  

We will help you save money while finding the right Naples home for you -


How Much Home Payment Can I Afford ?

To determine how big a mortgage you can afford you should follow the parameters used by most lenders.  Usually your total debt payments should be no more than 36% of your gross income.  To determine this amount add your monthly debt (proposed home payment, credit cards, student loan and car payments) then divide that by your monthly income, The answer will indicate the largest monthly debt load that most lenders have determined you should be able to afford. 

Remember that the home payment must include 1% of payment property tax and 0.4% of payment for homeowners insurance. It does not include private mortgage insurance – which you will have to pay if your down payment is less than 20% of the purchase price.

It is also important that you remember any additional expenses, i.e. child care, private school tuition, health care etc.

Annual  Income

  $ 60.000.00

36% of Income


Monthly Debt (not including proposed mortgage)


Down Payment


Qualified Monthly Mortgage Payment

  $  1,200.00

First Step to Get the Value in Your Home

Many people would like to buy a Naples home, or sell a Naples home, but they may be confused about the value of the home in question.  Naples home sellers know how much they would like to receive for their home and the person buying a home knows how much they would like to pay - to complete a successful sale these two prices must merge.  The market is constantly changing:  sometimes there are excellent bargains available for buyers and at other times homes command a premium price. 

In order to assist buyers and sellers to estimate the value of homes in the Naples area the current market conditions should be taken into consideration which include number of homes for sale and the list price, number of new listings coming onto the market, number of sales and sales price this will allow a person to get a thumbnail idea of the value of a specific home.  But, keep in mind all neighborhoods are different.

The information available to date from the Naples area MLS (Information is deemed reliable but not guaranteed) shows that:

There are currently 8,361 homes listed for sale.
So far, year to date, 5,376 new listings have been entered into the MLS.
Also, year to date, 4,890 listings have expired.
There have been 23479 Naples area homes sold.
The median sales price for these homes is shown as $329,450.
The median sales price for Naples area homes is approximately 94% of the list price.

If you would like a valuation that is more targeted to a specific Naples home just call or text 239-571-4416 and we will be glad to assist you – with absolutely no cost or obligation.
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Fantastic New Community for Active Seniors

GL Homes has announced that they are building a resort style community for active seniors.  Their success with 10 similar communities they have previously developed will ensure the success of this new Naples Area community.  The community features 45,000 square feet of lavish club house which will be the focal point of the community.  There is a full time - on site -lifestyle staff to ensure the social calendar presents programs to fit everyone’s lifestyle.

Whether you prefer an elegant single family home or a lovely villa you will find the “right” home to fit your lifestyle in this marvelous community. 

Call or Text 239-571-4416 for complete details and pictures of all homes in the community.

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Capital Gains Tax Exclusions

It is almost “the season” and many people are thinking of selling their home in Naples.  Most of them know that when they sell a house that something called “Capital Gains” comes into play and they can exclude up to $250,000 of the capital gain from tax – and couples filing jointly can exclude up to $500,000- also, unmarried people who jointly own a home, file separately and individually meet the requirements, may each claim the $250,000 exclusion?

To meet the requirements (there are some exception) you must have owned the home as your primary residence for a total of at least 2 of the past 5 years (does not have to be a contiguous period) before the sale.

You can claim this this capital gains tax exclusion every 2 years.

Many think that the difference between what they paid for the home and what they sold it for is the capital gain.  But, it is not quite that simple – here is where a good tax professional comes in handy, so be sure to consult one.  Your gain is the selling price of the house less the closing costs (deductible closing costs include pints or prepaid interest on your mortgage and your pro-rata property taxes, selling costs (broker’s commission, title insurance, legal fees, advertising costs, administrative costs, escrow fees, inspection fees) acquisition expenses, any capital improvement costs (new roof, landscaping, additions, etc.), depreciation and casualty losses. 

There are many reasons to claim a partial exemption if you have not lived in the house for a total of 2 years out of the past 5 years.  Such reasons as for a change in employment or if your doctor recommended a move because of your health (does not include being sick and tired of living there), or if you sold because of a divorce or a death in the family – then you may claim a partial exemption based on the percentage of the 2 years that you lived there.

An exception that may interest many people is if you moved into a nursing home.  The residency requirement is then changed to one (1) out of (5) years- time spent in the nursing home counts as ownership time and usage of the home time.

If you expect very large capital gains more than can be excluded from tax -- you may consider ways to divide ownership of the house.

If you and your spouse own the residence together with an adult relative- If the relative meets the ownership and use requirements as to one-third of the property- then that relative may sell his share for a $250,000 gain excluding the tax. The couple may simultaneously sell their share for $500,000 without tax, thus sheltering the entire $750,000 gain.

All Tax Matters Should Be Advised by and Reviewed by a Qualified Tax Professional.  This blog is meant to be informational only and may not be entirely correct.

For more information, see IRS Publication 551, Basis of Assets, and look for the section on real property.  Publication 523Selling Your Home, provides rules and worksheetsTopic 409 covers general capital gain and loss information

Great Naples Golf Community

Esplanade Golf & Country Club in Naples

The Esplanade Golf & Country Club, in Naples, Florida, offers a selection of Fine Homes with a resort lifestyle.in a community situated in approximately 1,798 acres which include1,000 acres of natural preserves, where you will find walking trails and over 170 acres of sparkling lakes.

The Esplanade Golf & Country Club offers you a Championship Golf Course, which was designed to enhance the magnificent setting of the community. You will truly enjoy the outstanding vistas of natural beauty with with a course designed to offer all levels of skill a playable, challenging and quality golf experience.

For the pleasure and convenience of all residents the Esplanade Golf and Country Club offers a state of the art Wellness Center of over 8,000 square feet of the most modern fitness rooms and equipment including aerobic rooms – spa and salon, lockers and shower rooms.  All of this combined with a Resort Style pool offering full service pool side service.  You may enjoy the Tiki Bar and Grill, Shaded Lounge Chairs, Pool Side Tables and Covered Cabanas – and even Bocce Ball.

Bundled golf means that membership is included and the fee is factored into the home owners association fees - so with the purchase of a home in a bundled golf community, such as th Esplanade Golf & Country Club, you become a member of the golf club.

Call or Text us for a complete package of details  - 239-571-4416.

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Premier Plus Realty Naples Florida

Naples Homes For Sale Call Ellen Mann, Premiere Plus Realty, I work to make your real estate transaction pleasant and stress-free while saving your time and money 

Call 239-434-9021    
Email: Naples.Homes@yahoo.com    

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WHAT IS MY HOME WORTH TODAY?  When Buying or Selling a Naples Home It is important to know the current market value of the home - it may make a difference of thousands of dollars.  Get an up to date valuation of the home - Over the Net. click for a Free- No Obligation- current market evaluation.

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"The small landholders are the most precious part of a state."
Thomas Jefferson - American President

Want to Save Money When Buying a Naples Home ...  read more

"It is a comfortable feeling to know that you stand on your own ground.
Land is about the only thing that can't fly away."
Anthony Trollope - English Novelist

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